David Lansdowne Insurance

David Lansdowne

Call David today! 570-839-7413
Insurance Shop Of The Mountain Top Since 1959

In Business Since 1959

Personal Umbrella Insurance in the Poconos, Northeastern PA, and Pennsylvania's Northern Tier including East Stroudsburg, Mount Pocono and Wellsboro

What Does Personal Umbrella Insurance Cover?

Personal Umbrella Insurance is coverage beyond just your home and car - it protects your assets and is there so you are protected incase the unexpected occurs.

What personal umbrella insurance does is provide an extra layer of liability protection for your assets. If there is ever a serious accident on your property or auto accident you could be liable for more then what your homeowners coverage or auto insurance limits provide for.

For example: You have homeowners insurance that provides $300,000 of liability coverage.

In an unforseen event a serious accident occurs on your property which you are sued for $1.3 million which results in a judgment against you.

Up to $300,000 would be paid for by your insurance for a covered accident, but the remaining $1 Million you would need to come up with the money for.

You would not need to liquidate your assets to pay the $1 Million in this example if you had $2 Million of umbrella insurance coverage.

Contact Us to find out what the best level of coverage is for you and your situation.

If you had $2 million of coverage under an umbrella insurance policy, you would not need to liquidate your assets to pay the remaining $1 million in this example.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.

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Serving the Pocono Mountains and all of Northeastern Pennsylvania and now the Northern Tier of Pennsylvania. With offices in Mount Pocono, East Stroudsburg and Wellsboro.

We primarily serve customers in the counties of Monroe, Northampton, Pike, Lehigh, Carbon, Wayne, Lackawanna, Luzurne, Tioga, and Potter.